Develops an institutional architecture for extending supplementary pension participation among self-employed and micro-enterprise workers.

Thomas Rammopoulos is a Controller at Allianz Versicherungs-AG in Munich, Germany, with more than 25 years of experience in the European insurance and financial-services sector. He holds a Doctor of Business Administration and works as an independent researcher focusing on pension-system sustainability, supplementary pension provision, private insurance, institutional trust, and demographic change, with particular emphasis on Greece. His research combines stakeholder-based empirical analysis with comparative institutional and policy research.