Frank Martin, a banker in NYC, was lucky to survive a car accident on New Year’s Eve and was promised three wishes - one each year – after survival. He could not remember why he speed away angrily from the party in White Plains and was actually dead for a few minutes.
Money cannot buy the love of the woman, he fell in love with and he was blind to the danger, which surrounded him, due to his actions.

The author was born in Germany but spend her childhood years in New Rochelle, New York. In 1991 after she had lived in Germany for many years, she visited her old home town and noticed many changes in this suburb of New York City.